Scams in Michigan are evolving, with some posing serious risks to both your finances and personal safety. Recent warnings from authorities highlight the need for vigilance, as certain scams can lead to devastating consequences-including, in rare cases, loss of life.
Obituary and Death-Related Scams: A New Frontier
Michigan Attorney General Dana Nessel recently warned residents about a disturbing trend: scammers exploiting the grief of families after the death of a loved one. Known as “obituary pirates,” these fraudsters scour online death notices for personal information, which they use to commit identity theft.
Armed with details like addresses and Social Security numbers, criminals can open bank accounts, obtain loans, or file false tax returns in the deceased’s name.
But the threat doesn’t stop at financial loss. Scammers may also contact grieving families, posing as government officials, debt collectors, or even long-lost friends, to manipulate survivors into handing over sensitive information or money. The emotional vulnerability of recent loss makes families particularly susceptible to these tactics.
Sextortion and Suicide: The Deadliest Scam Targeting Teens
A particularly alarming scam on the rise in Michigan and across North America is “sextortion.” This cybercrime primarily targets teenage boys, tricking them into sharing compromising photos or videos, then blackmailing them for money.
Tragically, this scam has led to several suicides, as victims feel trapped and hopeless under the threat of exposure and relentless harassment. Authorities urge parents and teens to be aware of these dangers and to report any such threats immediately.
Other Common Scams with Serious Consequences
Michigan residents should also be alert to:
- Imposter Scams: Fraudsters pretend to be trusted organizations or relatives in crisis, pressuring victims to send money urgently.
- Phishing Attacks: Scammers use emails, texts, or calls to trick you into revealing personal or financial information.
- Fake Charities and Funeral Scams: After a tragedy, fraudulent “charities” or funeral service providers may solicit donations or advance payments, only to disappear with the money.
How to Protect Yourself and Loved Ones
- Limit personal information in public obituaries and online tributes.
- Be cautious of unsolicited calls or messages, especially those demanding immediate payment or sensitive information.
- Verify the legitimacy of any charity or service provider before donating or signing contracts.
- Talk openly with teens about online safety and encourage them to seek help if they encounter threats or blackmail.
- If you suspect a scam, contact the Michigan Attorney General’s Consumer Protection Team.
Stay Alert, Stay Safe
Scams in Michigan are becoming more sophisticated and, in some cases, more dangerous than ever before. By staying informed and vigilant, you can help protect yourself and your loved ones from financial loss-and potentially life-threatening consequences.
Sources:-
[1] https://www.michigan.gov/ag/news/press-releases/2024/03/06/ag-nessel-warns-residents-to-beware-of-obituary-pirates-after-death-of-loved-one
[2] https://www.usatoday.com/story/life/health-wellness/2025/02/25/teenage-boys-mental-health-suicide-sextortion-scams/78258882007/
[3] https://www.michigan.gov/reinventretirement/protection/recognizing-scams/national-and-local-scams
[4] https://www.cityofeastlansing.com/CivicAlerts.aspx?AID=2332
[5] https://www.experian.com/blogs/ask-experian/the-latest-scams-you-need-to-aware-of/